Financing made easy.
Pay over time.
Affirm, Afterpay, Klarna, PayPal Pay Later, and additional regional lenders. Promotional 0% APR plans and low-APR terms up to 60 months — apply in minutes with a soft credit check.
PromotionsThree ways to pay over time.
Promotional rates and exact monthly payments are confirmed at application based on project total, credit profile, and partner. Examples below are illustrative only.
- 0% APRUp to 12 months
Promotional zero-interest
No interest if paid in full within the promotional window on qualifying projects.
Example monthly
$500 / mo on a $6,000 project
- Low APRUp to 60 months
Stretch larger projects
Spread bigger kitchen or whole-home projects across up to five years with fixed monthly payments.
Example monthly
≈ $445 / mo on a $24,000 project at ≈ 6.99% APR
- Pay in 40% APR · 6 weeks
Buy-now-pay-later add-ons
Smaller add-ons split into 4 interest-free installments through Afterpay, Klarna, Affirm, or PayPal Pay Later.
Example monthly
$249 every 2 weeks on a $999 add-on
Five ways to finance.
One application.
Pick a partner that matches your project size. Submit one application below and we’ll route it to the partner that fits.
Affirm
Fixed monthly installments · 3–36 months
Pre-qualify with a soft credit check (no impact to your score), choose a plan that fits, and pay over 3, 6, 12, 24, or 36 months. Many projects qualify for promotional 0% APR.
- Soft credit pre-qualify
- Plans 3 → 36 months
- 0% APR on select promos
- No late fees
- Best for
- Mid-size projects, $1,000 – $30,000
- APR
- 0%–36% APR by partner / project
- Credit
- Soft pull to pre-qualify
Afterpay
Pay in 4 · interest-free · every 2 weeks
Split eligible add-ons or smaller projects into 4 equal payments due every 2 weeks. Always 0% interest when paid on time.
- 4 equal payments
- 0% APR · always
- No hard credit check
- Auto-charged biweekly
- Best for
- Add-ons & small projects, up to ~$2,000
- APR
- 0% APR
- Credit
- No hard credit check
Klarna
Pay in 4 · Pay in 30 · monthly financing
Choose the plan that fits — Pay in 4 (interest-free, every 2 weeks), Pay in 30 days (interest-free if paid in full), or longer-term monthly financing up to 36 months for larger projects.
- Pay in 4 · interest-free
- Pay in 30 days · no interest
- 6–36 month financing
- Soft credit to pre-qualify
- Best for
- Flexible options, $100 – $10,000
- APR
- 0%–35.99% APR by plan
- Credit
- Soft pull for short plans
PayPal Pay Later
Pay in 4 + Pay Monthly · use your PayPal
If you already use PayPal, this is the path of least resistance. Pay in 4 is interest-free across 6 weeks; Pay Monthly offers 6, 12, or 24-month plans with rates from 9.99–35.99% APR.
- Pay in 4 · interest-free
- 6, 12, 24-month plans
- Works with existing PayPal
- Soft pull for pre-qualify
- Best for
- Existing PayPal users, up to $10,000
- APR
- 0% on Pay in 4 · 9.99–35.99% Pay Monthly
- Credit
- Soft pull to pre-qualify
- Others
Other partners
Additional regional lenders we work with
We work with additional regional lenders for whole-home renovations and bespoke project sizes. New partners are added regularly — submit an application and we’ll match you with the best fit.
- Project-specific promotional terms
- 0% APR programs available
- Long-term low-APR plans
- Designed for $20k+ projects
- Best for
- Whole-room or whole-home, $20,000 – $100,000+
- APR
- Varies by lender and program
- Credit
- Most use soft pull to pre-qualify
Partner terms and availability are confirmed at application. Pay in 4, Pay in 30, and APR figures shown for reference and may vary by partner, project, region, and credit profile.
Four steps from estimate to approval.
- 01
Build your estimate online
Use the instant estimator or book a consultation. You’ll see a real total before applying for anything.
- 02
Pick a financing partner
Smaller add-ons? Afterpay, Klarna Pay in 4, or PayPal Pay in 4. Larger projects? Affirm, Klarna monthly, PayPal Pay Monthly, or our in-house CCP Finance.
- 03
Apply in minutes
Most partners use a soft credit pull only — no impact to your score. Approval is usually immediate.
- 04
Approve your proposal
Once approved, the finance partner pays Closet Cabinet Pro directly. You make a fixed payment to the partner per their plan.
Start a financing application.
One application — we route to the partner that fits your project. Most use a soft credit pull only.
This form only alerts our team.
Do not enter your Social Security Number (SSN) here. We never collect SSN through this form. Our designer will request your SSN privately by phone, in our office, or during your home visit — never via web form or email.
Common questions
from our clients.
Still unsure? Book a free phone consultation and we’ll answer the rest in 20 minutes.
It is based on your measurements, your selected cabinets, finish, hardware, countertop, backsplash, and install labor. Sales tax is calculated by your county and city at proposal time. The estimate is usually within 10–15% of the final proposal once a designer verifies measurements. Final binding price is set after a signed proposal and contract.
Yes — the first in-home estimate visit is always free in our active service areas. The optional $99 refundable measurement & design visit is a separate, deeper appointment for projects that need a complete measured drawing before fabrication. The $99 is fully credited toward your project if you proceed.
Yes. We coordinate trade partners for vent reroutes, plumbing, electrical, drywall, and trim — so you don’t have to hire and schedule separate contractors.
Kitchens and bathrooms: 30% at approval, 30% at job start, 40% at completion. Closets: 50% at approval, 30% at job start, 20% at completion. We accept ACH bank transfer, check, wire, cash, and approved financing for project payments — credit card is reserved for the $99 measurement deposit only.
Yes — 0% APR up to 12 months on qualifying projects, and low-APR plans up to 60 months for larger jobs. Apply online with Affirm or our in-house finance program in minutes (most options use a soft credit pull).
5 years on workmanship by Closet Cabinet Pro, plus 2 years on manufacturer warranty for cabinetry hardware and surfaces. Specific warranty terms are itemized in your signed contract.
Yes — create a free account and your design, measurements, finishes, and estimate are saved. You can revise, duplicate, or share with our designers.
The shortest path between
an empty wall and a finished kitchen, closet, or bath.
Start your project online in four minutes — or book a free in-home visit. Either way, you’ll talk to a designer, not a call-center.